Merchant Capital provides SMEs in South Africa with lump sum, unsecured, cash advances within 24-48 hours in exchange for a fixed percentage of future card revenue.

Our vision is to become the leading provider of disruptive financial services products to small and medium businesses in emerging markets.


Dov Girnun, Founder & CEO

Daniel Moritz, Co-founder & CFO

Ryan Cohen, Director: Marketing and Sales

David Reynders, Chief of Technology Officer

Dov Girnun

Founder and CEO

Alphacode home dov
“AlphaCode is a phenomenal platform to network with next generation fintech players, offering leading thought leadership events in a world class environment. Look forward to watching the ecosystem facilitate the next “Uber” of South Africa.”