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Gold Member, Financial Education, Aggregator


Fincheck is a user-friendly online portal which provides totally independent, unbiased and transparent facts and figures about similar financial products on offer from different financial services institutions.

Fincheck, founded in November 2015, is modelled on the successful tech start-up MoneySupermarket, a British price-comparison website.

Fincheck gathers information from South African lenders, banks, and debt consolidation partners and matches consumers’ requirements, provides comparable information on relevant products being offered by various financial institutions, and once the consumer has made their choice, it links them with the financial service provider that best meets their needs. In turn, ordinary South Africans are able to access the financial market more easily.

No other South African website gathers as in depth information or works as closely with financial services partners as Fincheck. We recommend only registered financial services providers. It, therefore, helps users to avoid loan sharks and Ponzi schemes. It is expanding the number of credible partners it works with all the time.

Fincheck allows users to compare 26 different financial products from various services providers. These range from loans (personal and student), cheque accounts and debit cards all the way through to foreign exchange and unit trusts. The number and range of products available for comparison on Fincheck are growing all the time.

Fincheck helps users choose the product which will best suit their needs and their pockets. Targeting ordinary South African consumers who do not need high levels of financial literacy to use the portal, Fincheck empowers them to make critical financial decisions based on accurate information before making a commitment, and before entering into the financial services market.

We are a lead allocation platform that matches the correct borrower/individual to the correct lender/bank. By doing this we hold hands with South Africans and walk with them from being net borrowers to net investors

Michael Bowren, CEO

Michael holds a Bachelor of Science degree which he obtained from the University of Cape Town in 2012. During his final year of study, he worked as a financial and management consultant. Before starting up the innovative online financial comparisons site Fincheck, he worked as a junior engineer for construction firm WBHO. Prior to this he was involved with high value game breeding in the Eastern Cape. As chief executive of Fincheck, Michael's focus is on achieving measurable results while making financial information easy to understand for South Africans. Michael has been the primary driver of the partnerships Fincheck has formed with registered financial services provider in the South African market. He retains his passion for wildlife, animal welfare and the environment and has a natural instinct for adventure.

Christopher Ball , CIO

In 2011, Christopher graduated from Stellenbosch University with a Bachelor of Commerce degree with accounting and quantitative management majors. During his studies, he clocked up practical experience as an intern at three prominent companies. Before completing his B.Comm Honours degree in 2013 in Quantitative Management, Chris took a gap year to work at a game lodge in Kenya, an asset management firm in London, and at an outreach college in Mpumalanga. Prior to joining AlphaWealth in March 2015, he was the business developer at a peer-to-peer lending company. Chris has played a vital role in the development of the Fincheck portal - ensuring its sophistication while allowing ordinary South Africans to benefit from the service. He is a keen sportsman, a talented cook, and a music lover.

Fincheck is the financial shopping centre for South Africans. The relationships we have formed with South African banks and lenders place us at the forefront of updated cost structures and changes to fees. This in turn creates a trusted communication channel between banking organisations and their clients. The company is placed at the forefront of financial information and simplifies the sometimes complex verticals of the financial space.

Connect with Fincheck

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Member testimonials

  • Alpha Code is a phenomenal platform to network with next generation fintech players offering leading thought leadership events in a world class environment. Look forward to watching the ecosystem facilitate the next ‘Uber’ of Africa.

    Dov Girnum, CEO Merchant Capital

  • Starting a business is a daunting prospect, especially one that has a focus on an unproven and experimental technology. I have benefitted enormously from the support and wisdom I have received from AlphaCode during my time as a member.

    Lorien Gamaroff, CEO Bankymoon

  • Being located in the heart of Africa's biggest financial services hub, we have gained a lot of credibility through AlphaCode. Our customers trust our brand by association, which results in increased sales of cows.

    Ntuthuko Shezi, CEO Livestock Wealth

  • AlphaCode is without a doubt the premium fintech and startup community in South Africa providing many learning, growth and network opportunities and an environment which adds concrete value to us

    Schalk Nolte, Founder Entersekt

  • Slide is now well on the way to causing significant disruption in the South African fintech sector. We would not have been able to break into the South African market so rapidly without the help provided by AlphaCode.

    Alon Stern, Founder Slide

  • AlphaCode has been instrumental in providing a platform for us to access industry thought leaders, networks, working space, coaching and ultimately the opportunity to pitch to global multi-nationals and secure funding that very few startups get to land in their first year.

    Priya Mistry, Founder CommuScore

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