Fo-Sho is a peer-to-peer insurtech that’s taking the hassle out of insurance and making it affordable, by harnessing an innovative underwriting model with disruptive technologies for better consumer outcomes.
By using leading-edge technology and social connections, Fo-Sho is able to provide affordable and transparent short-term insurance to peer-to-peer groups. Technology is used as an enabler to bring down the barriers to wider adoption of insurance.
P2P insurance aligns with global trends where:
- social media is a significant driver of customer behaviour;
- mobile is the main screen for most consumers;
- millennials are the major consumers of the future;
- the use of big data to tailor the user experience and real-time refinement of the product;
- addressing consumer needs through providing better value for money.
Avi has spent the past 20 years in various operational and strategic corporate roles culminating in an executive director role at a public company in South Africa. Avi has spent time working across the African continent, as well as in the UK and Australia in operational roles. His experience is within risk management, private equity, corporate and investment finance and strategy. Avi is a Chartered Accountant and holds an MBA.
Mithun holds a BSc (Financial Mathematics) and an MBA. He has gained much of his experience working for multinationals at the leading edge of technology for. Mithun’s experience revolves primarily around data science where he works at the intersection of statistics, technology and strategy to create actionable insights.
Siva Moodley, Co-founder
Siva is an actuary with extensive experience in the areas of; structured investment products and derivatives, asset-liability modelling, product design and pricing, corporate strategy and risk management. He has considerable experience in the set-up, running and management of insurance companies, in both large corporate and niche insurance operations.
- Artificial Intelligence
- Machine Learning
- Software and app development
- Risk management
- Financial modelling
- Data visualisation