Feature coming soon.

As part of our commitment to AlphaCode, our Product Team is continually working hard on adding exciting new features, along with functional improvements.

Gold Member, Data Analytics, InsurTech

Fo-Sho Insurance

Fo-Sho is a peer-to-peer insurtech that’s taking the hassle out of insurance and making it affordable, by harnessing an innovative underwriting model with disruptive technologies for better consumer outcomes.

By using leading-edge technology and social connections, Fo-Sho is able to provide affordable and transparent short-term insurance to peer-to-peer groups. Technology is used as an enabler to bring down the barriers to wider adoption of insurance.

P2P insurance aligns with global trends where:

  • social media is a significant driver of customer behaviour;
  • mobile is the main screen for most consumers;
  • millennials are the major consumers of the future;
  • the use of big data to tailor the user experience and real-time refinement of the product;
  • addressing consumer needs through providing better value for money.

Avi Naidoo, Co-founder

Avi has spent the past 20 years in various operational and strategic corporate roles culminating in an executive director role at a public company in South Africa. Avi has spent time working across the African continent, as well as in the UK and Australia in operational roles. His experience is within risk management, private equity, corporate and investment finance and strategy. Avi is a Chartered Accountant and holds an MBA.

Mithun Kalan, Co-founder

Mithun holds a BSc (Financial Mathematics) and an MBA. He has gained much of his experience working for multinationals at the leading edge of technology for. Mithun’s experience revolves primarily around data science where he works at the intersection of statistics, technology and strategy to create actionable insights.

Siva Moodley, Co-founder

Siva is an actuary with extensive experience in the areas of; structured investment products and derivatives, asset-liability modelling, product design and pricing, corporate strategy and risk management. He has considerable experience in the set-up, running and management of insurance companies, in both large corporate and niche insurance operations.

  • InsurTech
  • Artificial Intelligence
  • Machine Learning
  • Software and app development
  • Risk management
  • Underwriting
  • Financial modelling
  • Data visualisation

Connect with Fo-Sho Insurance

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Join AlphaCode

Are you ready to take your fintech business to the next level?Join the growing network of fintech disruptors shaping the future of our industry.

  • Green


    Green membership is available to aspiring financial services entrepreneurs, intrapreneurs and service providers.

    • Monthly newsletter with key industry insights, trends and news
    • Access to open networking events hosted at AlphaCode
    Join now
  • Gold


    Our gold membership is open to financial services founders and co­founders with a full-time commitment to their businesses.

    • Access to our co­-working office space in Sandton
    • Business support services
    • Access to exclusive networking events & hosted dinners
    • Acceleration and incubation support
    • Informal mentorship from the RMIH investment team
    • Exclusive applications to competitions and conferences
    • Access to AlphaCode vetted service providers
    • Exposure to commercial opportunities
  • Platinum


    Offered to high­ potential BBBEE businesses that have received enterprise development funding.

    • Free semi­-private office space for 6 months in Sandton
    • Business support services
    • Informal mentorship from the RMIH investment team
    • Access to exclusive networking events & hosted dinners
    • Exclusive applications to competitions and conferences
    • Acceleration and incubation support
    • Access to AlphaCode vetted service providers
    • Exposure to commercial opportunities within and outside the portfolio companies
  • Diamond


    Offered by invitation only to businesses which have received growth capital investment from RMIH.

    • Receive growth capital investment from RMIH
    • Access to a co-­working office space in Sandton
    • Business support services
    • Access to exclusive networking events & hosted dinners
    • Formal mentorship from the RMIH investment team
    • Exclusive applications to competitions
    • Access to AlphaCode vetted service providers
    • Exposure to commercial opportunities within and outside the portfolio companies
    • Exclusive applications to competitions and conferences

Member testimonials

  • Alpha Code is a phenomenal platform to network with next generation fintech players offering leading thought leadership events in a world class environment. Look forward to watching the ecosystem facilitate the next ‘Uber’ of Africa.

    Dov Girnum, CEO Merchant Capital

  • Starting a business is a daunting prospect, especially one that has a focus on an unproven and experimental technology. I have benefitted enormously from the support and wisdom I have received from AlphaCode during my time as a member.

    Lorien Gamaroff, CEO Bankymoon

  • Being located in the heart of Africa's biggest financial services hub, we have gained a lot of credibility through AlphaCode. Our customers trust our brand by association, which results in increased sales of cows.

    Ntuthuko Shezi, CEO Livestock Wealth

  • AlphaCode is without a doubt the premium fintech and startup community in South Africa providing many learning, growth and network opportunities and an environment which adds concrete value to us

    Schalk Nolte, Founder Entersekt

  • Slide is now well on the way to causing significant disruption in the South African fintech sector. We would not have been able to break into the South African market so rapidly without the help provided by AlphaCode.

    Alon Stern, Founder Slide

  • AlphaCode has been instrumental in providing a platform for us to access industry thought leaders, networks, working space, coaching and ultimately the opportunity to pitch to global multi-nationals and secure funding that very few startups get to land in their first year.

    Priya Mistry, Founder CommuScore

  • AlphaCode has been instrumental in the growth of our business. Through the club, we have met many like-minded entrepreneurs and businesses with whom we have formed strategic partnerships. The team is incredibly generous with their time and continue to give us invaluable mentorship and support.

    Annabel Dallamore, CEO StriderTech