RainFin is South Africa’s first and leading credit marketplace - a platform that facilitates loans between individuals or businesses needing funds, and lenders seeking good returns.
RainFin’s online marketplace pioneered a solution, which leverages cash-flow principals as the primary lending driver, as opposed to traditional collateral, or security-based lending
People Empowering People - RainFin is about growing together and not just reaping an individual benefit.
RainFin is a lending marketplace that connects lenders directly with the high-quality individual, business or corporate borrowers.
Launched in 2012, in response to the increased cost of traditional lending, RainFin was South Africa's first lending marketplace. It pioneered a viable alternative for quality borrowers looking for access to finance and lenders looking for returns that are higher than fixed deposits or the stock market.
RainFin's vision is to remove traditional costs or barriers for borrowers and lenders through innovative technology, thereby creating a truly transparent and fair marketplace.
Sean holds the responsibility for all aspects of the RainFin business. Before starting RainFin, Emery was involved in a range of disruptive start-ups in the media and technology spaces. His global career spans management roles in technology and media businesses in Africa, Europe and the Middle East.
In addition to his role at RainFin, Emery is also involved in a variety of South African business ventures as an angel investor and as a funder and investor in Titan Investments, a digital media investments firm.
Before starting RainFin and Titan Investments in South Africa, Emery held the position of Director Digital Ventures for Abu Dhabi Media Company (ADMC), where he was responsible for the development of the digital ventures growth strategy.
Prior to joining ADMC in 2010, Emery was CEO of Arvato Mobile Middle East, at the time a subsidiary of The Bertelsmann Media Group. He was responsible for growing the company from its European roots into emerging markets. By end 2009, the Arvato Mobile Group had 12 offices in seven countries and digital entertainment revenues of over US$75m per year.
Between 2005 and 2009, Emery managed venture capital investments in new media for an investment fund established by Mondia limited and Abu Dhabi Investment Group. Under his watch, the investment portfolio grew 35% year on year. Emery managed a number of entrepreneurial projects in this role and was responsible for delivering these from concept to standalone business.
Earlier, Emery was the founder and CEO of TradeWorld.com in South Africa. Emery developed his corporate finance experience during a period spent in the Corporate Finance Division of Standard Corporate and Merchant Bank. His career started at Andersen Consulting. Emery has a Bachelor Degree from the University of the Witwatersrand, South Africa and a PDM with specialisation in Business Administration from Wits Business School.
Hannes brings to his role more than 15 years’ experience in the ICT and Internet environments, particularly in developing, maintaining and managing online marketplaces for procurement, cash management and media companies.
Hannes started his career right at the coalface of the IT industry with network design before moving on to system development and eventually assuming operational responsibility at each company he was with. Over the years, Hannes has been recognised as a strong operational manager with an eye for detail and excellent people management skills. His previous roles include IT and Operations manager at TradeWorld, IT Director at Coin Cameos and programme manager at Arvato Mobile Middle East, a Bertelsmann AG company.
- Software Development – Microsoft.net
- Front End
- Middle/Business Layer
- Business Intelligence and Analytics Reporting
- Credit Control
- Credit Management
- Customer Service
- Debt Collection
- FICA Compliancy
- Account Reconciliation
- Technical Service Support
- Business Analysis
- Process Modelling
- Financial Management
- Office Administration
- Marketing Management
- Business Management
- IT Support
Jul 2012 - Launch the first P2P platform in South Africa
Mar 2014 - Conclude a 49% sale to Barclays Africa Group Limited
Jul 2015 - Launch the SME funding marketplace
Apr 2016 - Reach a R150 000 000 mark in funding disbursed