Feature coming soon.

As part of our commitment to AlphaCode, our Product Team is continually working hard on adding exciting new features, along with functional improvements.

Gold Member, Payments


Yoco, is an integrated card payments and mobile Point of Sale for SMBs. We go beyond payments with realtime business intelligence and insights off the payments data to help our merchants grow.

Yoco offers an easy way for SMBs in South Africa to securely accept card payments at the store or on the go. We offer businesses a choice of two mobile card readers that connect to a phone or tablet (iOS/Android) and transform it into a card acceptance terminal. The solution goes beyond payment processing - it includes a free point-of-sale app and business intelligence portal, enabling business owners to monitor store performance.

Yoco Brand Launch highlights from Yoco on Vimeo.

Introduction to Yoco from Yoco on Vimeo.

Katlego Maphai, CEO @katlegomaphai

The child of two academics, Katlego has been everywhere - Soweto to Cape Town, Cambridge, Princeton, Palo Alto, Pretoria and back again. With deep experience in startup and advisory in Telecoms, Media & Digital and e-commerce in Africa, he is both the brains and the brawn in Yoco.

Lungisa Matshoba, CTO @Lungisa

Lungisa and his team are responsible for building the product and platform that powers Yoco. Equal part technologist and entrepreneur, Lungisa had his early start when he co-founded Yeigo Communications, a pioneer in mobile VOIP. Lungisa is a World Economic Forum Global Shaper

Bradley Wattrus, CFO @bradwattrus

Equal parts actuary, propeller-head and entrepreneur. Bradley is responsible for the areas of finance, risk and data. He enjoys finding simple ways to improve access to financial services for small businesses.

Carl Wazen, CBO @carlwazen

Born into a family of entrepreneurs and the only member of the team to have skipped two grades, Carl set aside years as a Telecoms, Media & Digital consultant and investor so he could build products for African entrepreneurs. He looks after financing, business development and strategy at Yoco.

  • Risk Management
  • Data Science
  • Product Development
  • Customer Experience

Jan 2013 - Founded

Dec 2013 - Payment facilitator license

Jan 2015 - Beta programme launch

Oct 2015 - Brand launch

Connect with Yoco

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Join AlphaCode

Are you ready to take your fintech business to the next level?Join the growing network of fintech disruptors shaping the future of our industry.

  • Green


    Green membership is available to aspiring financial services entrepreneurs, intrapreneurs and service providers.

    • Monthly newsletter with key industry insights, trends and news
    • Access to open networking events hosted at AlphaCode
    Join now
  • Gold


    Our gold membership is open to financial services founders and co­founders with a full-time commitment to their businesses.

    • Access to our co­-working office space in Sandton
    • Business support services
    • Access to exclusive networking events & hosted dinners
    • Acceleration and incubation support
    • Informal mentorship from the RMIH investment team
    • Exclusive applications to competitions and conferences
    • Access to AlphaCode vetted service providers
    • Exposure to commercial opportunities
  • Platinum


    Offered to high­ potential BBBEE businesses that have received enterprise development funding.

    • Free semi­-private office space for 6 months in Sandton
    • Business support services
    • Informal mentorship from the RMIH investment team
    • Access to exclusive networking events & hosted dinners
    • Exclusive applications to competitions and conferences
    • Acceleration and incubation support
    • Access to AlphaCode vetted service providers
    • Exposure to commercial opportunities within and outside the portfolio companies
  • Diamond


    Offered by invitation only to businesses which have received growth capital investment from RMIH.

    • Receive growth capital investment from RMIH
    • Access to a co-­working office space in Sandton
    • Business support services
    • Access to exclusive networking events & hosted dinners
    • Formal mentorship from the RMIH investment team
    • Exclusive applications to competitions
    • Access to AlphaCode vetted service providers
    • Exposure to commercial opportunities within and outside the portfolio companies
    • Exclusive applications to competitions and conferences

Member testimonials

  • Alpha Code is a phenomenal platform to network with next generation fintech players offering leading thought leadership events in a world class environment. Look forward to watching the ecosystem facilitate the next ‘Uber’ of Africa.

    Dov Girnum, CEO Merchant Capital

  • Starting a business is a daunting prospect, especially one that has a focus on an unproven and experimental technology. I have benefitted enormously from the support and wisdom I have received from AlphaCode during my time as a member.

    Lorien Gamaroff, CEO Bankymoon

  • Being located in the heart of Africa's biggest financial services hub, we have gained a lot of credibility through AlphaCode. Our customers trust our brand by association, which results in increased sales of cows.

    Ntuthuko Shezi, CEO Livestock Wealth

  • AlphaCode is without a doubt the premium fintech and startup community in South Africa providing many learning, growth and network opportunities and an environment which adds concrete value to us

    Schalk Nolte, Founder Entersekt

  • Slide is now well on the way to causing significant disruption in the South African fintech sector. We would not have been able to break into the South African market so rapidly without the help provided by AlphaCode.

    Alon Stern, Founder Slide

  • AlphaCode has been instrumental in providing a platform for us to access industry thought leaders, networks, working space, coaching and ultimately the opportunity to pitch to global multi-nationals and secure funding that very few startups get to land in their first year.

    Priya Mistry, Founder CommuScore

  • AlphaCode has been instrumental in the growth of our business. Through the club, we have met many like-minded entrepreneurs and businesses with whom we have formed strategic partnerships. The team is incredibly generous with their time and continue to give us invaluable mentorship and support.

    Annabel Dallamore, CEO StriderTech